Personal Banking
Personal Accounts Move Your Accounts
Checking
Savings
Money Market
Health Savings Account
CDs and IRAs
Debit Card
Personal Loans
The Commerce Preferred Checking account earns interest on balances of $1,000 and over while incurring no monthly maintenance fees with unlimited debits and credits. This account generates a monthly electronic statement and gives you free access to internet banking, online bill pay and personal debit cards. Overdraft protection is also available upon approval. See current rates.
The Commerce Complete Checking account earns interest on collected balances. The monthly maintenance fee can be avoided by maintaining minimum or average balances. In addition, this account offers, at no charge, a small safe deposit box, checks and official checks. The first five non-Bank of Commerce ATM transactions per month are free. This account generates a monthly paper or electronic statement and gives you free access to internet banking, online bill pay and personal debit cards. Overdraft protection is also available upon approval. See current rates.
The Commerce Free Checking account has no monthly maintenance fee and no minimum balance requirement. The first five non-Bank of Commerce ATM transactions per month are free. This account generates a monthly paper or electronic statement and gives you free access to internet banking, online bill pay and personal debit cards. Overdraft protection is also available upon approval.
The Commerce Savings account earns interest on collected balances. The monthly maintenance fee can be avoided by maintaining a $300 minimum balance; otherwise there is a $5 per month fee. If there are more than 6 withdrawals per calendar quarter; there is a $3 fee per withdrawal.
The Commerce Minor Savings account earns interest on collected balances. This account has no monthly maintenance fee. If there are more than 6 withdrawals per calendar quarter a $3 fee per withdrawal.
The Commerce Money Market account earns interest on collected balances. The monthly maintenance fee can be avoided by maintaining a $1,000 minimum balance; otherwise there is a $10 per month fee. Your first order of checks is complimentary. If there are more than 6 debits per month, there is a $10 fee per debit. See current rates.
The Commerce Health Savings Account (HSA) is a convenient way to manage your healthcare costs if you have health insurance coverage under a high deductible plan. You can use HSA funds to pay for medical expenses deemed eligible under federal tax law. A Commerce HSA provides tax deductions for your contributions, tax-free earnings and tax-free withdrawals for qualified medical expenses. There are annual contribution limits and penalties for withdrawals not related to medical expenses.
The Commerce HSA earns interest on collected balances above a minimum of $100. The monthly maintenance fee can be avoided by maintaining a $100 minimum balance; otherwise there is a $5 per month fee. Also, your first order of checks is free. This account generates a monthly paper or electronic statement and gives you free access to internet banking, online bill pay and debit card access for qualified medical expenses. See current rates.
The Commerce Certificate of Deposit (CD) is designed to give you a competitive rate combined with the safety and security provided by this popular investment instrument. Commerce CDs offer several term and interest payment options with an investment as little as $1,000 for a term as short as 7 days. See current rates.
The Commerce Personal Debit Card gives you direct access to your checking account. The first five non-Bank of Commerce ATM transactions per month are free and it can be used anywhere Master Card® is accepted. The Commerce Personal Debit Card is a convenient way to manage your day-to-day expenses.
Bank of Commerce provides an in-depth consultative team approach through our experienced Consumer Relationship Managers. We have the expertise to develop comprehensive solutions for your borrowing needs, ranging from home equity lines to vehicle loans while also offering deposit services. Your dedicated Consumer Relationship Manager will promptly assess your needs to provide financing options with flexible terms and competitive rates.
Examples of consumer loans include:
-
Home Equity Lines of Credit
-
Overdraft Protection
-
Vehicle Loans
-
Credit Card