|
|
Rates
|
| Consumer |
| Product |
Minimum to
Deposit |
Rate |
Annual Percentage
Yield (APY) |
| Rates Effective July 30, 2010 |
|
|
|
| Commerce Elite Checking(b)(c) |
$100.00 |
0.10% |
0.10% |
| Commerce Complete Checking(b)(c) |
$100.00 |
0.10% |
0.10% |
| Health Savings Account |
$100.00 |
1.24% |
1.25% |
| Commerce Money Market(b)(c) |
$1,000.00 |
|
|
| $0 - $9,999.99 |
|
0.20% |
0.20% |
| $10,000 - $14,999.99 |
|
0.30% |
0.30% |
| $15,000 - $49,999.99 |
|
0.50% |
0.50% |
| $50,000 and over |
|
1.00% |
1.00% |
| Commerce Elite Money Market(b)(c) |
$1,000.00 |
|
|
| $0 - $9,999.99 |
|
0.25% |
0.25% |
| $10,000 and over |
|
1.09% |
1.10% |
| Commerce Complete Money Market 4(b)(c)(d) |
$10,000.00 |
1.29% |
1.30% |
| Commerce Savings(b) |
$100.00 |
0.50% |
0.50% |
| Commerce Minor Savings(b) |
$50.00 |
0.50% |
0.50% |
|
|
|
| Business |
| Product |
Minimum to
Deposit |
Rate |
Annual Percentage
Yield (APY) |
| Rates Effective July 30, 2010 |
|
|
|
| Business Interest Checking(b)(c) |
$100.00 |
0.10% |
0.10% |
| IOLTA Checking |
$100.00 |
0.65% |
0.65% |
| Business Money Market(b)(c) |
$1,000.00 |
|
|
| $0 - $9,999.99 |
|
0.20% |
0.20% |
| $10,000 - $14,999.99 |
|
0.30% |
0.30% |
| $15,000 - $49,999.99 |
|
0.50% |
0.50% |
| $50,000 and over |
|
1.00% |
1.00% |
| Business Elite Money Market(b)(c) |
$1,000.00 |
|
|
| $0 - $9,999.99 |
|
0.25% |
0.25% |
| $10,000 and over |
|
1.09% |
1.10% |
| Business Complete Money Market 4(b)(c)(d) |
$10,000.00 |
1.29% |
1.30% |
|
|
|
| CDs |
| Product |
Minimum to
Deposit |
Rate |
Annual Percentage
Yield (APY) |
| Rates Effective July 30, 2010 |
|
|
|
| Specials |
|
|
|
| 12 Month CD (a) |
$1,000.00 |
1.59% |
1.60% |
| 15 Month CD (a) |
$1,000.00 |
1.73% |
1.75% |
| 7 - 29 Days CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.40% |
0.40% |
| $10,000-$49,999.99 |
|
0.60% |
0.60% |
| $50,000-$99,999.99 |
|
0.80% |
0.80% |
| $100,000 and over |
|
0.99% |
1.00% |
| 1 - 5 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.40% |
0.40% |
| $10,000-$49,999.99 |
|
0.65% |
0.65% |
| $50,000-$99,999.99 |
|
0.85% |
0.85% |
| $100,000 and over |
|
1.04% |
1.05% |
| 6 - 11 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
0.85% |
0.85% |
| $50,000-$99,999.99 |
|
1.04% |
1.05% |
| $100,000 and over |
|
1.49% |
1.50% |
| 12 - 23 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 24 - 35 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 36 - 47 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 48 - 59 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 60 Month CD (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
|
|
|
| IRA |
| Product |
Minimum to
Deposit |
Rate |
Annual Percentage
Yield (APY) |
| Rates July 30, 2010 |
|
|
|
| 7 - 29 Days IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.40% |
0.40% |
| $10,000-$49,999.99 |
|
0.60% |
0.60% |
| $50,000-$99,999.99 |
|
0.80% |
0.80% |
| $100,000 and over |
|
0.99% |
1.00% |
| 1 - 5 Month IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.40% |
0.40% |
| $10,000-$49,999.99 |
|
0.65% |
0.65% |
| $50,000-$99,999.99 |
|
0.85% |
0.85% |
| $100,000 and over |
|
1.04% |
1.05% |
| 6 - 11 Month IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
0.85% |
0.85% |
| $50,000-$99,999.99 |
|
1.04% |
1.05% |
| $100,000 and over |
|
1.49% |
1.50% |
| 12 - 23 Month IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 24 - 35 Month IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 36 - 47 Month IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 48 - 59 Month IRA (a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
| 60 Month IRA(a) |
$1,000.00 |
|
|
| $0-$9,999.99 |
|
0.75% |
0.75% |
| $10,000-$49,999.99 |
|
1.24% |
1.25% |
| $50,000-$99,999.99 |
|
1.49% |
1.50% |
| $100,000 and over |
|
1.59% |
1.60% |
|
|
|
|
|
a) A penalty may be imposed for early withdrawal
b) The interest rate and annual percentage yield may change after account opening.
c) Fees could reduce earnings on the account.
d) No interest earned on balances less than $10,000.
Fees could reduce earnings on the account.
For current rate information call (704) 971-7000.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Interest Rates and Annual Percentage Yields are current as of the date referenced above.
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